Health care is expensive. Last year, Florida was among the top-9 states with the highest premiums and deductibles, and it was one of 42 states where costs where roughly 10% of most peoples’ income.

We looked at why health care costs in Florida are among the highest in the country and what can be done about it.

Numerous people we spoke to over the last several months have health care bills ranging from hundreds of dollars for a quick trip to the ER to $10,000 or more for a long-term illness.

A new report confirms millions of Floridians have health insurance but still can’t afford health care.

“It’s a function of both income and what people contribute to their premiums and the size of their deductibles,” said Sara Collins, the lead author of the report.

We asked Collins why people in Florida face these health care struggles.