Over the past fifty years, cycles of disinvestment and aggressive reinvestment in urban real estate markets, stagnating wages, and neoliberal shifts in federal housing policy have created a complex housing system that is fueled by debt and fails to serve a large swath of the population.

Housing advocates continually struggle with logistical questions about the longevity and depth of affordability in affordable housing and structural questions about the roles of the market and the state in the provision of housing.

It is difficult to pin down the functional definition of what a house is in America: shelter, sanctuary, a societal building block, a wealth building mechanism, and/or a commodity.

What is clear, from high rent burdens, widespread evictions, and growing homelessness, is that existing tools are not working. […]

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